Still working out your dream setup? Get the finance conversation moving before the big decisions are locked in.
Adventure Finance can help you explore a conditional pre-approval so you have a clearer idea of the potential finance range you may be working with before you commit too far to the purchase, supplier or project.
You do not need every detail finalised to get started.
Start with what you know. We can help you work out what comes next.
It is easy to spend weeks researching the dream setup and only look at finance once the deal is nearly done.
Getting pre-approved earlier can give you a clearer idea of the potential finance range before deposits are paid, supplier slots are booked or the purchase becomes too committed.
That can help when you are:
The goal is not to lock you into borrowing. It is to give you more clarity before the bigger decisions are made.
You do not need the exact purchase, every supplier quote or the final project specification before you contact Adventure Finance.
A working budget and a reasonable idea of what you are trying to create can be enough to start the conversation.
Adventure Finance can help you understand:
Ready to Move Now? Apply Instead.
If your dream setup is already chosen and you are ready to move forward, you do not need to stay in the planning pathway.
Go straight to Apply Now and let Adventure Finance start working through the actual finance application.
For customers who are ready to proceed now, the application pathway gives the team the information needed to start progressing the finance straight away.
An early indication of the amount you may be able to work with, subject to final lender assessment.
Adventure Finance can explore conditional pre-approval pathways across the core finance categories:
The exact finance pathway depends on the customer, purchase, project, finance structure and lender criteria.
Start with what you know. You can provide more detail as the purchase or project becomes clearer.
Useful starting information can include:
Use the Adventure Build Budget Calculator to bring the major project costs together and get a clearer picture of the total budget and potential amount to finance.
This calculator is a planning tool and provides estimates only.
Build Your Adventure BudgetUse the Vehicle Finance Calculator to explore indicative repayments based on the purchase amount, deposit or trade-in, editable indicative interest rate, finance term and repayment frequency.
This calculator provides an estimate only and is not a quote, offer or approval of finance.
Calculate Vehicle RepaymentsA member of the Adventure Finance team can review the information you have provided and contact you to understand where you are up to.
The conversation can cover:
If the customer is still planning, the next step may be conditional pre-approval. If the customer is ready to proceed, the team can move toward the formal finance application.
Finance pre-approval generally refers to an initial lender assessment that may provide an indication of the finance range available before the final purchase or project is confirmed. The exact process and conditions vary between lenders.
No. Conditional pre-approval is not final approval and is not a guarantee of finance. Final approval may still depend on the selected purchase, final price, supplier or seller information, verification, lender criteria and final assessment.
Yes. Starting the finance conversation early can help you understand the potential range you may be working with before making major commitments to a dealer, builder or supplier.
Yes. Some lenders may consider a conditional pre-approval before the exact vehicle is known. The final vehicle still needs to meet the lender's criteria before final approval.
Yes. The final caravan or camper, purchase price, seller and purchase details still need to be reviewed before final approval.
Yes. The final boat or jet ski, purchase price and purchase details still need to meet lender criteria before final approval.
The potential amount depends on factors such as income, living expenses, existing commitments, credit profile, intended purchase, project structure and lender criteria. Adventure Finance can help you explore the potential range based on your circumstances.
The timeframe depends on the lender and the type of conditional approval. Adventure Finance can confirm the applicable timeframe when the pre-approval is arranged.
No. A potential finance range is a planning tool. The final amount may be lower and will depend on the purchase or project ultimately selected and the lender's final assessment.
No. You can start the pre-approval conversation while supplier quotes are still being finalised. Detailed quotes may be required later before final approval or settlement.
Yes. The available structure depends on the vehicle, eligible build costs, suppliers, customer circumstances and lender criteria. Adventure Finance can review the broader project and explain the options that may be available.
That depends on the structure and lender involved. Adventure Finance can explain the lender selected, any conditions attached to the pre-approval and what happens if the project changes before final approval.
You do not need every detail finalised to start the finance conversation.
If the dream setup is still taking shape, get pre-approved and understand the potential finance range before the big commitments are made.
If you already know exactly what you want, apply now and get the finance moving.
Get Pre-Approved
